A collection of sites we arranged finance for

Finance Arranged

Paynes Pitch & Two Hedges

  • This client had been using a high street bank to provide development funding.
  • They would not provide the leverage required as his development sites grew.
  • We secured him a new lender giving him an extra 30% borrowing against loan to total cost
  • Interest rate was just a competitive
  • We have now financed 3 sites for this developer and very much part of his team.
Finance Arranged

Darkes Cottage

  • Since the Credit crunch this Builder went back to main contracting.
  • We realised his opportunity to develop out sites himself again.
  • To date we have enabled him to Develop 5 sites with 2 more under option agreement.
  • This site we purchased it unencumbered with a facility on his home
  • Later we refinanced the site to secure the next site
  • No QS or monitoring surveyor required
Finance Arranged


  • Another Developer using a high street lender
  • Cam to us as the projects were getting bigger and the need for higher leverage was required
  • They have 3 sites they are now developing
  • Before they only did one at a time
Finance Arranged

Hyde Green

  • Experienced Builder but never developed themselves
  • We secured this site with no deposit
  • 100% finance secured with a second charge on their home
  • Never been through the process we assisted with every element of the paperwork side which proved invaluable to the client
Finance Arranged

Blacksmith Lane

  • Portfolio Landlord who develops and retains his properties
  • We secured a BTL mortgage on the house
  • While splitting the plot away from the mortgaged house
  • He secured planning within 8 weeks & started on site on day of completion
  • Unencumbered new build to refinance to then find the next project  
Finance Arranged

Wye Valley View

  • First development this client was embarking on in over 10 years
  • Vendor kept changing the conditions of the purchase
  • Eventually we bought the site with 100% finance
  • GDV increased by 35% once they had finished the development
  • Ground contamination found and the bank gave them additional funds to solve this issue

Hear our success stories


Highly-Geared Portfolio

We have helped a client over a 5 year period to grow their portfolio from 5 BTL’s to over 30, with a multi discipline portfolio of MUFB’s, Serviced apartments and Professional HMO’s, through gearing their portfolio. They now stand at:

  • £14,500,000 Portfolio Value
  • £10,585,000 Total Mortgages (73% LTV)
Helped Portfolio Landlord Grow

Helped Portfolio Landlord Grow

Highly-geared client which we continue to help finance purchases and remortgages:

  • £14,500,000 portfolio
  • £10,585,000 total mortgages (73% LTV)
Refinance of Semi-Commercial Portfolio

Refinance of Semi-Commercial Portfolio

Client has built up a portfolio of shops and flats above, renovating and repurposing buildings as he buys them and secures the planning.He wanted to release funds to continue purchasing.

  • £3,300,000 value
  • £850,000 existing mortgage
  • £2,145,000 we refinanced
5 Barn Conversions

5 Barn Conversions & Farm house renovation Development

Clients had not developed a site in over 10 years. They required 100% funding of purchase price, fees and construction costs. We found a lender who would do this by taking extra security.

  • £4,125,000 GDV
  • £3,197,659 development loan (100% of costs)
  • £928,000 net profit
Purchase of Commercial Unit for growing business

Purchase of Commercial Unit for growing business

Client had trouble with their bank securing a commercial mortgage. We secured them a better rate and  higher loan-to-value.

  • £682,500 mortgage
  • £1,050,000 value
First time BNB owner

First time BNB owner

Client buying a BNB with no experience requires 75% LTV. 

  • £425,000 Purchase Price
  • £318,250 Mortgage
First time BNB owner

Landlord Purchasing a 27 Multi-Unit Block

Required 75% loan-to-value on a property which required work.  Experience was minimal.

  • £937,500 mortgage 
  • £1,250,000 purchase price
Refinance of Portfolio

Refinance of Portfolio

Client looking to refinance whole portfolio to release equity for inheritance tax planning and secure competitive interest rate.

  • £6,500,000 value 
  • £3,900,000 mortgage
Developer Requiring Large Overdraft

Developer Requiring Large Overdraft

Client didn’t want the expense or additional logistics of the bank appointing a monitoring surveyor or sign of valuation GDV and all the necessary insurances, legal fees etc. We secured a large overdraft on his primary residences to fund purchases and development costs.

  • £4,500,000 value of home
  • £2,925,000 overdraft facility
Portfolio Landlord Continuous Transactions

Portfolio Landlord Continuous Transactions

We have landlords who are continuously buying, renovating and refinancing to grow their portfolio and ensure it is maximising its profitability. These are portfolios that are either highly geared (75%) or lowly geared and seeking the most competitive and flexible lender, e.g.

Low-geared client which we refinanced with a private bank:

  • £27,000,000 portfolio
  • £11,610,000 mortgage (43% LTV)
New Build Multi-Unit Block Purchase from Developer

New Build Multi-Unit Block Purchase from Developer

Our client secured a new build block at a discount price. We secured them 75% LTV of the market value (not the block value or vacant possession) at competitive terms.

  • £1,500,000 purchase price
  • £1,125,000 mortgage


Developer seeking higher gearing

Developer seeking higher gearing

Developer has been working with a high street bank for 10 years but requires a high loan to enable him to grow his business. We secured him 70% LTGDV at a competitive rate.

  • £2,290,450 development loan 
  • £3,272,075 GDV