MEET THE TEAM
Your specialist commercial broker, always at your service.
Miles Wallace
Director, Development and Portfolio Broker
Creating The Mortgage Branch in 2018 after being a broker for 8 years, this allowed me to pass my residential back book to the company & Our staff. Giving me time to focus on a gap in the market, Commercial Mortgages.
I started brokering commercial mortgages in 2019, and now specialise in development finance. With a strong understanding of the planning, legals and build programs. I can provide my clients with holistic guidance when assessing projects’ potential viability.
With a vast knowledge of the BTL world, I help portfolio landlords consolidate and/or gear their portfolio to reach their next goal.
I have confidence in the guidance we offer and the professionals we surround ourselves with.
Kipp Noble
Commercial finance advisor
I have worked in financial services since 2012. Having started my career at Lloyds Banking Group I worked as a SME & Mid Corporate Banker throughout the Midlands supporting trading and property clients. After a change I moved to London whereby I joined a Venture Capital backed Fintech to help lead and develop their commercial finance division. I have supported clients across the UK and debt product range with a key specialism for Property and Corporate Finance.
Ricky Joyce
Buy-To-Let specialist mortgage advisor
I’ve been in property finance since 2015, in various roles before finding my niché as a Buy-To-Let Specialist here at The Mortgage & The Commercial Branch.
I look after clients that are just starting out with their portfolio, to managing clients with an excess of 400 properties and everything in between. Working closely with the team in The Commercial Branch, I look after developers exit strategies and refinance options to fund the next project.
I enjoy the diversity and know that every day I come in, there will always be something different to reignite that fire in me to do right by my clients, and find them the best option.
Outside of work, I have 2 dogs (Waffles & Biscuit) and a long-suffering other half.
I enjoy rock, an All Blacks fan, the beach and a quiet pint in a lovely pub somewhere. Oh, and I’m trying to finish writing the next book in the series.
Laura Darling
Commercial Finance Liaison
Having a background centered around client relationships and process-driven execution, I joined The Commercial Branch in 2026 as our Commercial Finance Liaison. My core focus is bridging the gap between our clients, internal specialist brokers, and our massive network of over 400 lenders to ensure every funding application moves with absolute precision, speed, and clarity.
I work directly alongside our managing directors, helping property developers, portfolio landlords, and trading businesses navigate complex funding architectures—from local development projects to whole-of-market commercial acquisitions. I am passionate about simplifying the commercial finance journey and delivering an elite standard of service that keeps our clients’ portfolios scaling efficiently.
Outside of the office, I channel my energy into health and fitness at the gym, and can usually be found exploring the countryside and walking my dog, Mylo.
Zach Hodgson
Commercial Finance Liaison
I joined The Commercial Branch in 2026, having moved into commercial finance after starting my career in business development and lead generation. That grounding taught me how to properly understand a client’s deal from the ground up, before I ever looked at a term sheet.
Since joining as a broker, I’ve been immersing myself in every part of the process — from lender applications and deal packaging through to the legal and valuation side, so that I can genuinely add value to a client’s deal rather than just passing paperwork along. I’m building relationships with lenders and starting my NACFB studies to back that up formally.
I may be new to the desk, but I bring energy, curiosity, and a genuine drive to get the right outcome for every client I work with — and I have the whole team’s experience behind me every step of the way.
Away from the desk, I split my time between rugby, football, and the gym.