Important factors, we take into consideration to ensure the right lending is achieved:
- Lease agreement terms.
- Value of property, as different lenders will use different methods to value the property = MV, MV 90 or MV 180,VP, VP 90 or VP 180.
- Large HMO’s (classed as commercial investment) with no Article 4 may not be valued on the commercial value but Bricks & Mortar.
- Clients Asset & Liabilities, restructuring can help leverage higher or achieve a lower interest rate.
- While talking with your Legal & Tax Advisor to ensure the structure is set up in the best interest for all parties involved.
Supporting you every step of the way.

Victoria Llewellyn, Commercial Mortgage Progressor
Speak to our team today